GreenFunds Education, not financial advice India
Serving the investor · 5 min

Nomination and transmission

Passing units on

Good service includes the hard moments. A simple nomination today spares an investor’s family real difficulty later, which is why the exam and real life both value it.

This lesson teaches a concept for the NISM Series V-A exam. It is education, not financial advice.

  1. 1

    Nomination names who should receive the units if the investor dies.

  2. 2

    It makes transmission, the passing of units to the nominee or heir, far smoother.

  3. 3

    Without a nominee, heirs face more paperwork and delay to claim the units.

  4. 4

    A Consolidated Account Statement (CAS) shows an investor all their holdings in one place.

Rupee example

With a registered nominee, a spouse can claim the units with far less hassle than without one.

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Practice

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Real exam format. Answer by voice, tap, or press 1 to 4. No negative marking, so always attempt.

Answer by voice
Tap the mic and say A, B, C or D. Typing is optional.

Nomination decides:

A nominee is the person set to receive the units on the investor's death.
It has nothing to do with price, tax or load.

Transmission is:

Transmission is the transfer of units to the nominee or legal heir when the holder dies.
It is not a purchase, switch or fee.

Without a nominee, heirs typically face:

No nominee means extra legal steps, so nomination is a real kindness to the family.
It does not speed things up or cut tax.

A Consolidated Account Statement (CAS) shows:

A CAS pulls all folios together, so an investor sees everything at once.
It is not single-fund or a market or pay report.

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