Nobody taught us money. So we teach it, using the news.
Only 27 in 100 Indian adults can answer basic money questions. We are changing that, one real headline a day, turned into one simple lesson, with real rupee examples.
Start here: the 10-lesson path
New to all this? Go in order. Each one is a short read in simple language.
Today's money news, explained
Washington voted. Here is how it reaches your rupee, your fuel and your SIP
Democrats are projected to win the 2026 US midterms. A US result does not change your life overnight, but it travels to India through a few clear channels: the rupee, oil and your fuel bill, foreign investors in the stock market, trade, and IT jobs. Here is each one in simple language, with the result marked as an early projection.
Read the lessonRecord date vs ex-date: who actually gets the dividend
A company pays its dividend to whoever is on its list of shareholders on the record date. Since India moved to T+1 settlement, the ex-date and the record date usually fall on the same day, so you must buy at least one trading day earlier. Here is how it works, with interim and final dividends and the tax deducted at source.
Read the lessonGot an income tax notice? What it means and how to reply
An income tax notice is usually a question, not an accusation. Here are the common types, from the intimation after your return is processed to a scrutiny or reassessment notice, how to check a notice is genuine using its Document Identification Number, and how to reply on the e-filing portal.
Read the lessonLoan recovery agent rules: what agents can and cannot do under RBI rules
If you miss loan payments, a bank or NBFC can send a recovery agent, but RBI rules limit what that agent may do. Here is what is allowed, what is banned, the stricter rules that start on 1 January 2027, and where to complain if you are harassed.
Read the lessonNISM V-A exam: the topics that trip candidates up
The NISM Series V-A mutual fund distributors exam has 100 one-mark questions, 2 hours, a 50% pass mark and no negative marking. Here is the current pattern from NISM, the 12 units, and the concepts learners most often mix up, each in one line with a link to the full lesson.
Read the lessonHow to read a company's annual report: a beginner's guide
Every listed company in India must publish an annual report with audited accounts, a directors' report, a management discussion and its auditor's opinion. Here is where to find one, the parts that matter, and three simple checks you can do with a calculator.
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