GreenFunds Education, not financial advice India
How a fund is built · 6 min

The AMC

The manager who runs the schemes

The AMC is the name you see on the fund, so people assume it is in charge. It is not. It manages, under the trustees, under SEBI. Keep the chain straight and this scores well.

The ₹50 crore net worth and board rules are set by SEBI and can be revised. The full lesson shows the current figure with its source. Education for the NISM Series V-A exam, not financial advice.

  1. 1

    The AMC (asset management company) runs the schemes day to day and makes the investment decisions.

  2. 2

    The trustees appoint the AMC, and SEBI must approve it. The AMC works under the trustees' watch.

  3. 3

    An AMC must maintain a minimum net worth of ₹50 crore, so it can stand behind its operations.

  4. 4

    At least half of the AMC's board must be independent directors.

  5. 5

    An AMC cannot act against unit holders' interest, and it cannot use scheme assets as its own.

Rupee example

The AMC is the kitchen. It cooks the meal (manages the money), but the trustees own the restaurant on your behalf and check the food is safe.

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Practice

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Real exam format. Answer by voice, tap, or press 1 to 4. No negative marking, so always attempt.

Answer by voice
Tap the mic and say A, B, C or D. Typing is optional.

Who appoints the AMC?

The trustees appoint the AMC, and SEBI approves it. Keep the chain in order: sponsor sets up, trustees appoint the AMC.
The sponsor starts the fund but does not directly appoint the manager it will be watched against.

The minimum net worth an AMC must maintain is:

₹50 crore is the current minimum. This is a number the exam likes.
₹10 crore was an older figure and is now a common distractor.

What share of the AMC's board must be independent directors?

At least 50% of the AMC board must be independent.
Two-thirds is the trustee rule, not the AMC board rule.

Day-to-day investment decisions for a scheme are made by:

The AMC manages the money. Others hold, oversee, or keep records.

Which is something an AMC must not do?

Scheme assets belong to unit holders. The AMC cannot treat them as its own.
Charging disclosed expenses, hiring managers and launching approved schemes are all normal.

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