Data charts: small savings rates, income tax and loan costs

Data charts

Simple, sourced charts that answer a money question at a glance. Each one is free to embed on your own site, with a link back to GreenFunds.

Small savings rates What Rs 1 lakh earns in a year in each post office scheme, at the current quarter's rate.
Income tax by salary What a salaried person pays in income tax a year across salary levels, under the new regime.
What a loan's tenure costs Total interest on one illustrative loan at 10, 15, 20, 25 and 30 years: the tenure trap, in one picture.
What a SIP can grow to How a monthly SIP could grow over 5 to 30 years: the power of compounding, in one picture.
The cost of a slow card payoff Total interest and months to clear a Rs 50,000 card bill, by how much you pay each month.

Charts use the current rates or the standard formulas, and some figures are illustrations. Rates and tax rules change, so check the current figures with the official source before you decide. Prefer to enter your own numbers? Use the calculators.