Free tools

Money calculators

Simple calculators for everyday money questions. No sign-up, nothing stored. Every result is an illustration to help you understand the numbers.

• SIP calculator What a monthly mutual fund SIP could grow to, with an optional step-up and lump sum.
• SWP calculator How long a lump sum lasts when you withdraw a fixed amount every month.
• EMI calculator Your monthly loan EMI, the total interest, and a year-by-year repayment table.
• Home loan EMI calculator Home loan EMI with a month-wise schedule and EMIs for common loan amounts.
• Personal loan EMI calculator Personal loan EMI, a month-wise schedule, and the flat-rate trap explained.
• Home loan eligibility calculator How much home loan your salary supports, and the RBI cap on your property.
• FD calculator What a fixed deposit pays at maturity, with the compounding your bank uses.
• RD calculator What a monthly recurring deposit adds up to by maturity.
• PPF calculator How a yearly PPF deposit grows over 15 years and beyond.
• Sukanya Samriddhi calculator What an SSY account for a daughter grows to over 21 years, year by year.
• Compound interest calculator Daily, monthly or yearly compounding, compared with simple interest.
• CAGR calculator The steady yearly growth rate of an investment you already hold.
• Income tax calculator Your tax for 2026-27 under the new regime, slab by slab, with the rebate and cess.
• NPS calculator Your NPS corpus at retirement, the lump sum, and an illustrative monthly pension.
• Retirement calculator The corpus your monthly spending may need after inflation, and the SIP to build it.
• Gratuity calculator Your gratuity under the new labour code, from basic pay plus DA and years of service.
• Lumpsum calculator What a one-time investment could grow to, with a year-by-year table.
• Car loan EMI calculator Your car loan EMI, total interest and repayment schedule.
• Loan prepayment calculator The interest a part-prepayment saves, and whether to cut the EMI or the tenure.
• Inflation calculator What a cost today will be in future, or what a future sum is worth today.
• Simple interest calculator Simple interest on any amount, compared with compound interest.

Calculators show how the maths works for the numbers you enter. Real returns, rates and tax rules change, so check the current figures with your bank or the official source before you decide. Prefer a quick picture? See our data charts on rates, tax and loan costs.