Scams
Spot the trick before it costs you.
Cyber crime complaint: what to do, step by step
Lost money to an online fraud? Call 1930, tell your bank, then file a written complaint on cybercrime.gov.in. Here is the order, what to keep ready, what happens next, and the RBI rule that can get your money back.
Read the lesson → ScamsThe fake customer care number scam: why you should never search for a helpline
Scammers put fake customer care numbers on search results, ads and copycat sites. When you call for help with a refund or a failed payment, they ask for your OTP, UPI PIN or a screen-sharing app, and empty your account. Here is how to find the real number.
Read the lesson → ScamsFake stock-tip groups and trading apps: how the scam works
A fake stock-tip group lures you with free tips and screenshots of big profits, then moves you to its own trading app. Your deposit shows huge gains, but you can never withdraw. Here is how it works, and how to check a broker is real.
Read the lesson → ScamsIllegal loan apps: how to spot one and check a lender is RBI-regulated
Illegal loan apps offer instant loans with no checks, then charge hidden fees, grab your contacts and photos, and use threats to recover. Here is how they work, how to check a lending app is linked to an RBI-regulated lender, and what to do if one harasses you.
Read the lesson → ScamsSIM swap fraud: how scammers steal your number to empty your account
In a SIM swap fraud, a scammer gets a duplicate SIM issued for your mobile number. Your OTPs and bank alerts then go to them, so they can reset logins and move your money. Here is how it works, the warning signs, and what to do fast.
Read the lesson → ScamsThe task scam: why a part-time job that pays you to like videos is a trap
A task scam offers easy money for liking videos or rating hotels, pays you a small amount so it feels real, then asks you to deposit money to unlock bigger tasks. That deposit never comes back. Here is how it works and how to spot it.
Read the lesson → ScamsHow to spot a Ponzi scheme or fake investment
A Ponzi scheme pays returns to old investors out of new investors' money, not real profit, so it must collapse when new money dries up. Here is how to recognise one, and the one red flag that gives it away.
Read the lesson → ScamsHow to use UPI safely: habits that stop scams
The everyday habits that keep your UPI safe, from the one PIN rule to app locks and daily limits, so the common scams simply do not work on you.
Read the lesson → ScamsThe digital arrest scam: there is no such thing
Scammers pose as police or CBI on a video call, say you are part of a crime, and scare you into paying. There is no such thing as a digital arrest. Here is how to spot it.
Read the lesson → ScamsThe KYC update scam: the link that empties your account
A message says your account will be blocked unless you update KYC through a link now. The panic is the trick. Here is how the KYC scam works and how to stay safe.
Read the lesson → ScamsYour UPI PIN is never for receiving money
Scammers trick you into entering your UPI PIN to "receive" money. It is a lie. You never need your PIN to get paid. Here is how the trick works and how to stay safe.
Read the lesson → ScamsHow to report a UPI fraud, step by step
Scammed on UPI? Here is exactly what to do, in order, to report it and give yourself the best chance of getting your money back.
Read the lesson → ScamsIndia lost ₹981 crore to UPI scams in a year. Do not be the next one.
Lakhs of UPI fraud cases a year, mostly the same few tricks. Here is the one habit that stops them.
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