Retirement
Build the income that outlasts your salary.
EPF withdrawal rules in 2026: how much you can take out, and when
Your EPF can now be partly withdrawn after just 12 months of membership, for illness, education, marriage, housing or special circumstances. But 25% of everything that has gone into your account must stay in. Full withdrawal still waits until retirement, or 12 months without a job. Here is how the 2026 rules work.
Read the lesson → RetirementAtal Pension Yojana: a guaranteed pension for later life
Atal Pension Yojana gives you a fixed monthly pension for life after 60, guaranteed by the government, in exchange for small contributions now. Here is how it works, who can join, and the start-young advantage.
Read the lesson → RetirementNPS explained: the low-cost pension account, in plain words
The National Pension System lets you build a retirement pot at low cost, with an extra tax deduction on the old regime. Here is how it works, what happens at 60, and the trade-offs to know before you open one.
Read the lesson → RetirementPPF vs EPF: the two provident funds, compared simply
PPF and EPF sound alike and both build safe, long-term savings, but one comes out of a salaried job with an employer match, and the other anyone can open. Here is how they differ, side by side.
Read the lesson → RetirementSenior Citizen Savings Scheme: safe, steady income after 60
The Senior Citizen Savings Scheme lets people aged 60 and over park a lump sum safely and draw steady quarterly income at a high, government-set rate. Here is how it works, and the one tax point to know.
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