Basics
The money ideas everyone should know.
Will registration in India: is it compulsory, and how to register a will
You do not have to register a will in India. The Registration Act, 1908 lists wills among documents whose registration is optional. Here is what registration does and does not do, how it works at the sub-registrar's office, the option to deposit a will in a sealed cover, and how to store a will safely.
Read the lesson → Family moneyClaiming a parent's bank money, shares and funds after they die
When a parent dies, their bank deposits, shares and mutual funds pass to the family through a set claim process. A nominee makes it quick and light on paperwork. Without one, the amount decides what you need, and RBI and SEBI have both simplified the rules. Here is how it works.
Read the lesson → BasicsCouples financial planning: joint finances for married couples in India
Money works better as a couple when a few things are agreed early: how open to be, which accounts to share, how to split shared costs, what to save for, and how to protect each other. Here is a simple plan, with a worked equal versus proportional split, joint account basics, insurance, nominations, wills and the tax rules that apply to spouses.
Read the lesson → BasicsHow to check your PF balance: the online, app and SMS ways
You can check your EPF balance in a few minutes with your UAN: on the EPFO passbook, in the UMANG app, or by a simple SMS from your registered mobile. Here is each way, what to check, and what to do if something looks wrong.
Read the lesson → BasicsGratuity explained: who gets it, the formula, and the tax
Gratuity is a lump sum your employer pays when your job ends after enough years of service. Here is who qualifies under the new labour law, the 15/26 formula, a rupee example, the payout cap and the tax-free limit.
Read the lesson → BasicsPF kaise nikale? 2026 ke naye niyam, kitna nikal sakte hain aur online tareeka
29 June 2026 se naya EPF Scheme laagu hai. PF ka 25% hamesha account mein rehna chahiye, aur baaki aap bimaari, padhai, shaadi, ghar ya mushkil samay mein nikal sakte hain. Yahan samjhiye kitna nikal sakte hain, online kaise apply karein, aur tax kab lagta hai.
Read the lesson → BasicsPF withdrawal: how much you can take out, and how, under the 2026 rules
A new EPF scheme took effect on 29 June 2026 and rewrote the partial withdrawal rules. You must keep 25% in the account, and can take out up to the rest for illness, education, marriage, housing or special needs. Here is how it works and how to apply.
Read the lesson → BasicsYour first salary slip, decoded
Your first payslip is full of codes and cuts. Here is what each line means, from basic pay and HRA to EPF and TDS, and why your take-home is less than your CTC.
Read the lesson → BasicsHow to activate your UAN and see your EPF
Your UAN unlocks your EPF online. Here is how to find it and activate it, step by step, so you can check your balance and passbook.
Read the lesson → Basics62% of young Indians learn money from YouTube
Free money education is everywhere. The incentive behind it is the part nobody checks.
Read the lesson → BasicsOnly 27% of Indian adults pass a basic money test. That is fixable.
A large survey found most Indian adults cannot answer simple money questions. The good news, this is a skill.
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